9-5 Job doesn’t exist for people who want to be rich.

Money Wheel

Introduction

Money is maintained by value. Without money, there is no value. Money comes and goes if there is no value to stay. To invite money into your life, one must understand and adopt a certain philosophy. Here’s a detailed exploration of the concepts related to money.

1. Philosophy

Your subconscious beliefs about money significantly affect your financial reality. If you think money is bad or that having enough is sufficient, these beliefs can limit your financial growth. It’s important to see money as a positive force in the hands of the righteous.

Key Point:

Money is good in the hand of a righteous man.

2. Psychology

Your mindset, or Sunesis, about money is crucial. Believing that God wants you to prosper is fundamental.

Verse Reference: 3 John 1:2 – “Beloved, I pray that you may prosper in all things and be in health, just as your soul prospers.”

3. Purpose

Identify what you would do if you had a million dollars. This purpose will streamline your actions and decisions.

4. Plan

To accomplish your purpose, outline the steps needed. These steps should be specific and actionable.

5. Process

Understand that making money is a process involving growth stages – 30 fold, 60 fold, 100 fold. It is circular, not linear. Avoid rushing the process. Guidance from a mentor or father figure is crucial to navigate and maintain the right pace. Schools fill the gap in this process.

6. Principles

Money follows certain principles. Here are key principles to follow:

Discipleship
Stewardship
Leadership and Rulership: Authorized workmanship (Exodus 31)
Prayer: Not the only principle but an essential one.
Tithing and Sowing
Diligence
First Money: Spend a portion on yourself, and give some to your parents and mentors.
Avoid Borrowing: No matter the difficulty, adhere to the principle of not borrowing.
Annual Giving: Increase your giving each year.

7. Power

Aligning with the Spirit of God empowers you to achieve your financial goals. The Holy Spirit provides the backing necessary for success.

8. Promise

Hold on to God’s promises for your financial prosperity.

Example: Isaiah 48:17 – “Thus says the Lord, your Redeemer, the Holy One of Israel: ‘I am the Lord your God, who teaches you to profit, who leads you by the way you should go.'”

Fact vs Promise

Fact: God has already accomplished His works.
Promise: What God will do.

Promises must transition from being promises to facts, deeply embedded in the subconscious mind. Profiting is a syllabus that involves fixing little areas to create a comprehensive financial strategy.

Principles of Investment and Risk

Every investment carries risk.
Saving is essential to reinvest.
Money must circulate to maintain its value. If locked, it loses value.
Save to invest in money-making assets like agriculture, vehicles, and real estate.
Avoid debt.
Extreme dedication is necessary; balance is a myth.

Gaining Power and Promise

Power comes from doing what God has called you to do.
Claim promises within your zone; don’t seek what’s not yours.

Financial Grace

Understand and leverage your gifts.
The best business ideas often link to psychology.
Example: KFC in Sri Lanka offering rice demonstrates business psychology.

Breaking Psychological Barriers

If you aim to be the first billionaire in your family, break psychological barriers.
Teach children the value of money earned.

Biblical Insights

Genesis 1:24, Genesis 2:7: Man and animals from earth symbolize different instincts.
Use animal instincts for financial success.
Money = Load, Aim, Now is the time to go for it (Follow the instincts).

Final Message

Listening alone is insufficient; action is required (Matthew 7:24, 25).
Wise individuals hear and act, resulting in a solid foundation.
Verse Reference: 1 Samuel 30:7, 8 – “You pursue the enemy and you will recover ALL.”

Start Small, Think Big

Verse Reference: Matthew 6:33 – “But seek first the kingdom of God and His righteousness, and all these things shall be added to you.”

Understanding Time and Age

Time is more valuable than money. Here’s a breakdown of life stages and their financial significance.

Time Table

Age Range	Stage	Description
0-18	School	Learning foundational skills and knowledge
19-29	Gaining Experience	Practical experience and career development
30-60	Making It Count	Applying skills to achieve financial goals
61-99+	Enjoying Fruit of Labour	Reaping the benefits of lifelong efforts

Money is relative to biological age. Age equates to time, and time is infinitely more important than money. Wisdom is knowing the difference between things.

Verse References:
Proverbs 8:11 – “For wisdom is better than rubies, and all the things one may desire cannot be compared with her.”
Proverbs 8:12 – “I, wisdom, dwell with prudence, and find out knowledge and discretion.”

Wisdom is key for entrepreneurs, knowing what is light vs dark.

The Fruit of Your Labour

Verse References:
Psalm 128:1, 2 – “Blessed is everyone who fears the Lord, who walks in His ways. When you eat the labour of your hands, you shall be happy, and it shall be well with you.”
Ecclesiastes 5:18, 19 – “Here is what I have seen: It is good and fitting for one to eat and drink, and to enjoy the good of all his labour in which he toils under the sun all the days of his life which God gives him; for it is his heritage. As for every man to whom God has given riches and wealth, and given him power to eat of it, to receive his heritage and rejoice in his labour—this is the gift of God.”

Sacrifice sleep to make money, so one day you can make money while you sleep.

Time Utilization

0-18: Study
19-29: Learn and gain experience

Buying Back Time

Verse Reference: Ephesians 5:15, 16 – “See then that you walk circumspectly, not as fools but as wise, redeeming the time, because the days are evil.”

Walking carefully (circumspectly) means diligently, avoiding trial and error. The Greek word “akribos” signifies precision.

Restoring Lost Time

Verse Reference: Joel 2:25 – “So I will restore to you the years that the swarming locust has eaten.”

Financial prosperity cannot be like a diet plan, which often tends to fail.

Verse Reference: Ecclesiastes 9:10 – “Whatever your hand finds to do, do it with your might; for there is no work or device or knowledge or wisdom in the grave where you are going.”

If wasting time, change direction. You can compensate for a lack of success in the first phase (0-18) by excelling in the second phase (19-29) with a mentor.

Basic Financial Principles

Self-employment and stewardship principles are foundational.

7 Basic Financial Principles

Faithfulness: Stewardship is more powerful than entrepreneurship.

Verse Reference: Luke 16:12 – “And if you have not been faithful in what is another man’s, who will give you what is your own?”

Faithfulness in Small Things:

Verse Reference: Luke 16:10 – “He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much.”

Put Your Gift to Work: Engage in what you would do even if unpaid; get mentored to sharpen your gift.
Imagination: Quiet time is key; clarity comes by writing. Imagination and the subconscious mind work together.
Subconscious Mind: Train it through repetition. The subconscious mind is more powerful when it processes information unconsciously.

Verse Reference: John 14:26 – “But the Helper, the Holy Spirit, whom the Father will send in My name, He will teach you all things, and bring to your remembrance all things that I said to you.”

Satan cannot tempt you with thoughts you refuse to entertain. Being led by the Spirit means being led by a thought that comes in image form. Lock it in and move on.

Training the subconscious mind is achieved by repetition. Protect and train it diligently.

Natural vs Supernatural Gifts

Money does not come to complicated people. Natural talents should be nurtured and coached.

Example: Beethoven’s talent and great sportsmen’s skills are natural, not supernatural.
A mentor can sharpen natural talents, but supernatural gifts are imparted.

Conclusion

Success in financial matters is rooted in principles, processes, and promises. Align your beliefs, mindset, and actions with these principles, leveraging the power and guidance of the Holy Spirit to achieve lasting prosperity.

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